Finance calculators
Free pay and savings calculators: hourly to salary, pay raise, work hours, PTO, 401(k) and TSP growth, early withdrawal tax, T-bills and retirement.
Hourly to Salary Calculator
Convert an hourly wage to annual salary (or salary to hourly). See yearly, monthly, biweekly, weekly and daily pay, e.g. $23 an hour is how much a year.
How Long Will My Money Last Calculator
Find out how many years your retirement savings will last with regular withdrawals, investment return and inflation, plus the 4% rule explained.
PTO Accrual Calculator
Calculate how much paid time off you earn per pay period, per hour worked or per year, and your projected PTO balance on any date.
TSP Calculator (Thrift Savings Plan Growth)
Project your Thrift Savings Plan balance with your contributions, the federal agency match (up to 5%), raises and expected return.
Pay Raise Calculator: Salary Increase & Percent
Work out your new salary or hourly pay after a raise, the raise percentage between two salaries, and how raises compound over years.
Work Hours Calculator (Time Card With Breaks)
Add up hours worked from clock-in and clock-out times, minus breaks, for a day or a week, with decimal hours, overtime and gross pay.
401(k) Early Withdrawal Calculator: Tax & Penalty
Estimate what you keep after cashing out a 401(k) early: 10% IRS penalty, 20% withholding, federal tax and the exceptions that apply.
401(k), 403(b) & 457 Calculator With Match
Project your 401(k), 403(b) or 457(b) balance with employer match, 2026 IRS contribution limits, catch-up contributions and growth.
Treasury Bill Calculator: T-Bill Price & Yield
Price a Treasury bill from its discount rate, or find the investment rate and interest earned on 4- to 52-week T-bills, per TreasuryDirect.